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Stacie Hackl's Blog

Welcome to my blog--a place where not only will you find information about insurance, but also where you'll find ways to build your network of professionals.  I'll keep a mix of both because we all know that insurance just isn't that exciting!

There's only one you!

Identity Theft is one of the fastest growing crimes in the United States!  It's when your personal identification information (including name, social security number, driver's license number, bank account, or credit card number) is used by another person.  It requires victims to spend on average 175 hours resolving problems related to the situation!

One of my companies offers a simple solution for only $45/year!

An endorsement can be added to your home, renters, or auto policy which will pay up to $25,000, with no deductible, to cover expenses you incur to restore your good name.  They provide 24/7 assistance with just one phone call.  And the best part--you can sign up for free credit monitoring that keeps a constant eye on your credit report, and alerts you immediately to any critical changes.

So, there's only one you--why not keep it that way!

Now for today's networking tip:

Invite fellow members from your LinkedIn groups to connect with you.  You already have something in common and can plan to meet face-to-face at the next event.  You have almost 1,000 possible connections if you are in our Link Greater Green Bay group. You don't need their email to ask them to connect.  You just need to indicate that you belong to the same group!  The more people you network with the better--you never know when you'll find that one person that knows someone that can really help you!

 

Have a great week!

Stacie Smile

Edited: June 15, 2009 10:23AM

Replies to this Topic

Happy July! 

I know everyone's busy enjoying the beautiful weather and fun activities that this month brings; however, we still need to keep our business partners at the front of our minds.  While we are working and playing, there's one question we can ask that will help build each other's businesses "Would you mind...?".  This technique was taught to me by Tim Majewski from Tax Management Services and it works fantastic!  When you hear someone mention that they aren't happy with their agent, that they want someone to clean their home, or other some other need--think of your network.  Mention that you know someone who's an expert at that particular thing and follow up with the question "Would you mind if I have name give you a call to see if they can help?"  This works everytime as long as you pass the referral on!

Have a great week!

Stacie Laughing

Insurance Tip

Because of today's economy, buyer's have better options, more choices, and lower prices.  Companies are changing the way they do business in order to gain more clients.  I'm proud to have contracts with insurance companies that have realized this and are changing the way they do business.  For example, Allied Insurance is rolling out a new line of "On your Side" coverages...

--Roadside Assistance--towing, gas, emergency road service, battery, lock out, turn by turn directions if lost, and more that follows all members of the household, not the car.  So if your 5 year old is with Grandma and they get a flat or get lost, Allied will take care of them!  ($5-20/year)

--Accident Forgiveness--no rate increase for one accident per policy and you don't loose the accident free discount.

--Minor Violation Forgiveness--no rate inrease for one minor ticket per driver!

--New Car Replacement/Gap Coverage--drive a new car off the lot, have an accident, and you owe more than what the car's worth.  This coverage pays the difference and you don't have to pay a deductible.

--Diminishing Deductible--start day one with saving $100 on your deductible and earn up to $500 ($100/year if claim free).

All companies carry the same basic coverges, but it's the "extras" that set them apart.  So, if you are looking to get more for your money, consider companies that are working to make your coverages better!

 

Networking Tip

Keep networking!  Set up a plan and stay consistant.  Find someone new on LinkedIn, join IntroduceMe360, go to a face-to-face event!  All these are great ways to build your network, especially if you do them together. 

 

Have a great rest of the week! 

Stacie

 

 

With our next LGGB networking event just around the corner, here are some tips on how to come to events prepared...

Search out the "attendee" list for the event before you go.  Review it and make a list of the people you'd like to meet.  Go to LinkedIn and 360 to study their profiles.  Once you get to the event, make a point of finding these people.  Let them know that you did your homework--they'll be impressed!  Talk about them and find out how you can help them. 

If you get caught up with talking to people you already know or that aren't on your list, excuse yourself by explaining that you have a few other people to meet before the end of the event. 

Good luck networking!

Are you ready for the new Wisconsin auto insurance laws?

Wisconsin is now a mandatory auto insurance state! Effective June 1, 2010 all drivers must have automobile insurance which meets minimum liability, uninsured motorist and underinsured motorist limits.  Many changes will be taking place including...

The first phase was effective November 1, 2009:

--minimum medical payments limit was increased to $10,000, but you have the right to reject all coverage. 

--un/underinsured motorist limits are increased to $100,000/$300,000

--policy limits for BI, PD, UM, UIM, medical payments may be stacked to the maximum limits of three vehicles.

--umbrella/excess liability policies must have a written offer of UM and UIM coverage and insured must reject in writing if not desired.

--insurance companies are prohibited from charging higher rates to a person who has not had previous auto insurance.

Phase 2 will be effective January 1, 2010:

--minimum BI & PD limits are increased to $50,000/$100,000/$15,000

Phase 3 will be effective June 1, 2010:

--all drivers must have automobile insurance which meets minimum liability, uninsured motorist and underinsured motorist limits (insurance cards will be mandatory in all vehicles).

What does this mean to you?  It's time for a review--make sure your coverages are up to date!

 

Thanks so much for bringing "introduceme360" to my attention. I am intrigued. Exciting to make new connections and consider the possibilities! Anxious to invite more LinkedIn contacts! Oh, by the way...got your message about my "level 5" match with a Milwaukee fellow. Now...I'm not seeing what points we match on since we are in different industries,etc. but have you any suggestions on my course of follow up action? Iam frequently in Milwaukee and he is a St.Norbert alum, so it's reasonable to believe our paths would cross. In any event, this is all new to me and your expertise is much appreciated. I personally don't have any need for an investment advisor but would certainly keep his name handy for my Milwaukee metro friends. Looking forward to your reply and getting to know you further. Thanks so much~               Lori

Lori, you have your "alternate group" set a Milwaukee.  The way that will work is that it will try to introduce you there instead of Green Bay.  Only select an alternate group if you want to network outside your primary group.  Let me know if you need help.

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